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When in doubt, go back to the well. That is the default position of most politicians, as innovation and anything new is viewed as “risky.” Unfortunately, new and risky are exactly what so many of our problems require if we’re to avoid economic collapse in the coming decade. It’s much easier to kick the can down the road on something like Medicare, which is going bankrupt, or Social Security, which basically already is. Rather than do their jobs, politicians put a Band-Aid on a bullet wound and send the patient home to deal with the problem another day. When they…

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