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One of the most important decisions you’ll have to make as you approach retirement is when to start Social Security benefits. The soonest you can begin claiming is 62, which remains the most popular age to start. It’s not necessarily the wrong choice — you’ll still get a sizable amount of money over your lifetime — but it might not be the best option if you’re interested in maximizing your benefits. Here’s a closer look at how the age you begin Social Security affects the size of your checks.

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